Available in D.C. and all U.S. states, except AK & HI*

OUR FOCUS

Provide specialty property coverages to light and medium hazard industry groups such as those listed below:
  • Commercial Property
  • Vacant Buildings
  • Layered and Excess
  • Public Entities
  • Builders Risk and Renovations

TARGET PROPERTY CLASSES

Capacity up to $30,000,000 per building/location & $1B schedule size
  • Assisted Living and Nursing Facilities
  • Bars, Taverns, and Nightclubs (limited cooking)
  • Condominiums
  • Day Care Centers
  • Education Institutions (including Colleges, Private Schools, and Trade Schools)
  • Equipment Dealers
  • Healthcare Facilities
  • Hotels
  • Mercantile/Retail
  • Motels (less than 30 years old)
  • Movie Theaters
  • Offices
  • Recreational Facilities
  • Shopping Centers/Strip Malls
  • Social Services & Rehabilitation Facilities
  • Supermarkets
  • Warehouse/Distribution Centers (less than 150,000 sq. ft.)

INELIGIBLE CLASSES

  • Apartments (frame or JM construction)
  • Heavy Manufacturing/Processing/Industrial
  • Petro/Chemical
  • Warehouse/Distribution Centers (more than 150,000 sq. ft. per building)

LAYERED PROPERTY

Capacity up to $15,000,000 & $1B schedule size
  • Primary Excess, Buffer and Quota Share Positions
  • All Property Classes are Eligible (including frame and JM apartments and manufacturing)
  • $5,000 Minimum Premium
  • $2,500,000 Minimum Primary Policy Limit
  • Available in All Coastal States (including Windstorm and Earthquake Coverage)

BUILDERS RISK AND RENOVATIONS

Capacity up to $20,000,000 per building
  • New Construction Projects for Commercial and Residential
  • Midterm Construction Considered
  • Covers Existing Building and New Construction Work
  • All Risk with Replacement Cost Available
  • Partial Occupancy Permitted

PUBLIC ENTITY

Limits up to $30,000,000 per building & $1B schedule size
  • School Districts, Colleges/Universities, Municipalities, Cities, Counties and States
  • Admitted Paper, Commercial Output Form Available
  • Numerous Ancillary Coverages Added for No Additional Charge
  • Ground-up, Primary Excess and Layered Structures Considered

VACANT BUILDINGS (Monoline or Package)

Capacity up to $20,000,000 per building
  • Commercial and Residential Structures
  • Partial Occupancy Permitted
  • Special Form and Replacement Cost Available for Buildings Less than 50 Years Old
  • $1M Occurrence / $2M Aggregate Limits for Premises Liability
  • $100,000 Damage to Rented Premises and $5,000 Medical Payments
  • $5,000 Medical Payments

DIAMOND STATE GROUP OFFERS

  • Localized underwriting expertise
  • Dedication to the wholesale producer
  • Responsive, service-oriented claims personnel
  • All policies written on A.M. Best "A" XI rated paper
* Non-admitted available in those states without admitted filings