Available in all U.S. states*

OUR FOCUS

This product provides specialty professional liability coverages for Home Inspectors:
  • Protects home inspectors in claims arising from the allegation of wrongful acts and errors & omissions while performing real estate inspections
  • Most individual residential or home inspection firms are considered, even new ventures
  • Coverage may be written in all U.S. states, except Louisiana, Hawaii, and Alaska

COVERAGES AVAILABLE

  • Errors & Omissions Coverage
  • Claims Made
  • Prior Acts
  • Blanket Additional Insured Coverage for Referral Agents
  • Contingent Bodily Injury/Property Damage
  • Property Preservation Coverage for Banks or Financial Institutions

COVERAGE OPTIONS AVAILABLE

Coverage can be expanded to include sublimits for damage and claims expenses arising out of the inspection and/or reporting of:
  • EIFIS/Stucco
  • The Presence of:
    • Lead-Based Paint
    • Radon

INELIGIBLE RISKS

  • Risks that are not properly licensed by the law of the states or are not otherwise qualified to practice in the absence of such laws

PRODUCT FEATURES

  • E&O limits options up to $1,000,000
  • Deductible options starting as low as $2,500
  • Supplemental tail option available

UNDERWRITING REQUIREMENTS

  • Signed application
  • Loss history (three years)
  • Copy of pre-inspection report
  • Resume for any inspector with less than three years of experience in the industry

DIAMOND STATE GROUP OFFERS

  • Localized underwriting expertise
  • Dedication to the wholesale producer
  • Responsive, service-oriented claims personnel
  • All policies written on A.M. Best "A" XI rated paper
* Non-admitted available in those states without admitted filings