OUR FOCUS
This product provides specialty professional liability coverages for a wide range of facilities and programs that provide human services assistance to the community, such as:
- Case Management
- Day Treatment Centers for Mentally Ill or Developmentally Disabled
- Domestic Violence Shelters
- Drug & Alcohol Treatment Programs
- Group Homes for Mentally Ill or Developmentally Disabled
- Life Skills Training
- Mental Health Counseling Centers
COVERAGES AVAILABLE
- Property
- Replacement Cost & Special Form
- Inland Marine
- Crime
- General Liability
- Occurrence or Claims Made Coverage
- Employee Benefits Liability (Claims Made)
- Limits up to $5,000,000/$5,000,000 in some states
- Professional Liability
- Occurrence or Claims Made Coverage
- Limits up to $5,000,000/$5,000,000 in some states
- Physical and Sexual Abuse sublimits may be written as part of the Professional Liability Coverage part
- Hired and Non-Owned Auto Liability
- Up to $1,000,000 CSL per Accident
PRODUCT FEATURES
- Deductible options
- Defense costs in addition to the policy limits
- 60 day automatic tail
- Employees and volunteers included as insureds
- Prior Acts Coverage available
- Admitted in 38 states
DIAMOND STATE GROUP OFFERS
- Localized underwriting expertise
- Dedication to the wholesale producer
- Responsive, service-oriented claims personnel
- All policies written on A.M. Best "A" XI rated paper
* Non-admitted available in those states without admitted filings