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| EDUCATORS' PROFESSIONAL & EMPLOYMENT PRACTICES LIABILITY |
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| Typical Classes The following educational entities with student populations up to 25,000 |
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● Public Schools
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● Private Schools
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● Parochial Schools
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● Colleges, Universities, Community Colleges
and Junior Colleges
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● Charter Schools
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| Features / Benefits |
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● Primary Limits Available Up to $5M
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● Claims Made Coverage Form
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● Broad Definition of Insured Includes
Wrongful Acts Protection for Officials,
Employees, Student Teachers
and Volunteers
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● Full Prior Acts Coverage Available
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● Insured Selects Attorney
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● Defense Expenses Paid as Incurred
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● Employment Wrongful Acts
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● Back and Future Pay Awards
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| Key Coverage Extension |
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● Failure to Educate Coverage
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| LAW ENFORCEMENT PROFESSIONAL LIABILITY |
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| Typical Classes |
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● Cities, Towns, Villages, Boroughs,
Townships, Counties and Special Service
Districts operating law enforcement
departments and employing fully sworn
peace officers per state standards
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● Coverage may also be extended to
Educational Institutions with student
populations up to 25,000 that operate
public safety departments
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| Features / Benefits |
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● Primary Limits Available Up to $5M
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● Claims Made Coverage Form
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● Broad Definition of Insured Includes
Wrongful Acts Protection for Officials,
Employees and Auxiliary / Volunteer
Law Enforcement Officers
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● Jail / Correctional Facilities Coverage
with Inmate Populations up to 100
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● Full Prior Acts Coverage Available
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● Insured Selects Attorney
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● Defense Expenses Paid as Incurred
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| Key Coverage Extensions |
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● Unnecessary Use of Force
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● Violation of Civil Rights
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● Bodily Injury and Mental Injury
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● Approved Moonlighting
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● Mutual Assistance
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● Emergency Medical Treatment
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| PUBLIC OFFICIALS & EMPLOYMENT PRACTICES LIABILITY |
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| Typical Classes |
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● Cities, Towns, Villages, Boroughs, Townships
and Counties serving populations of
250,000 or less
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● Special Service Districts:
- Conservation, Irrigation and
Drainage Districts
- Fire Protection Districts
- Sanitation Districts
- Water and Sewer Districts
- Library Districts
- Housing and Community
Development Authorities
- Park and Recreation Districts
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| Features / Benefits |
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● Primary Limits Available Up to $5M
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● Claims Made Coverage Form
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● Broad Definition of Insured Includes
Wrongful Acts Protection for Officials,
Employees and Volunteers
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● Full Prior Acts Coverage Available
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● Insured Selects Attorney
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● Defense Expenses Paid as Incurred
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● Employment Wrongful Acts
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● Back and Future Pay Awards
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| * Non-admitted available in those states without admitted filings |
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| © 2008 Diamond State Insurance Company® All rights reserved. |
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