EDUCATORS' PROFESSIONAL & EMPLOYMENT PRACTICES LIABILITY
TYPICAL CLASSES
The following educational entities with student populations up to 25,000
- Public Schools
- Private Schools
- Parochial Schools
- Colleges, Universities, Community Colleges and Junior Colleges
- Charter Schools
FEATURES / BENEFITS
- Primary Limits Available Up to $5M
- Claims Made Coverage Form
- Broad Definition of Insured Includes Wrongful Acts Protection for Officials, Employees, Student Teachers and Volunteers
- Full Prior Acts Coverage Available
- Insured Selects Attorney
- Employment Wrongful Acts
- Back and Future Pay Awards
KEY COVERAGE EXTENSION
- Failure to Educate Coverage
LAW ENFORCEMENT PROFESSIONAL LIABILITY
TYPICAL CLASSES
- Cities, Towns, Villages, Boroughs, Townships, Counties and Special Service Districts operating law enforcement departments and employing fully sworn peace officers per state standards
- Coverage may also be extended to Educational Institutions with student populations up to 25,000 that operate public safety departments
FEATURES / BENEFITS
- Primary Limits Available Up to $5M
- Claims Made Coverage Form
- Broad Definition of Insured Includes Wrongful Acts Protection for Officials, Employees and Auxiliary / Volunteer Law Enforcement Officers
- Jail / Correctional Facilities Coverage with Inmate Populations up to 100
- Full Prior Acts Coverage Available
- Insured Selects Attorney
KEY COVERAGE EXTENSIONS
- Unnecessary Use of Force
- Violation of Civil Rights
- Bodily Injury and Mental Injury
- Approved Moonlighting
- Mutual Assistance
- Emergency Medical Treatment
PUBLIC OFFICIALS & EMPLOYMENT PRACTICES LIABILITY
Typical Classes
- Cities, Towns, Villages, Boroughs, Townships and Counties serving populations of 250,000 or less
- Special Service Districts:
- Conservation, Irrigation and Drainage Districts
- Fire Protection Districts
- Sanitation Districts
- Water and Sewer Districts
- Library Districts
- Housing and Community Development Authorities
- Park and Recreation Districts
FEATURES / BENEFITS
- Primary Limits Available Up to $5M
- Claims Made Coverage Form
- Broad Definition of Insured Includes Wrongful Acts Protection for Officials, Employees and Volunteers
- Full Prior Acts Coverage Available
- Insured Selects Attorney
- Employment Wrongful Acts
- Back and Future Pay Awards
* Non-admitted available in those states without admitted filings