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| Property & Inland Marine |
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| Brokerage |
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| Available in D.C. and all U.S. states, except AK & HI* |
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| Typical Classes |
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● Property Coverages Capacity to
$50,000,000 per building/location
- Offices
- Shopping Centers/Strip Malls
- Condominiums
- Assisted Living & Nursing Home Facilities
- Supermarkets
- Hotels
- Motels (less than 30 years old)
- Mercantile/Retail
- Bars, Taverns, & Nightclubs
(limited cooking)
- Day Care Centers
- Educational Institutions (including
Colleges, Private and Trade Schools)
- Social Services & Rehabilitation Facilities
- Equipment Dealers
- Health Care Facilities
- Warehouses/Distribution Centers (less than
150,000 sq. ft.)
- Movie Theatres
- Recreational Facilities
- Recycling & Refuse Collection
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● Vacant Buildings Capacity to $20,000,000
per building
- Commercial and residential structures
- Special Form & RCV available for buildings
less than 30 years old
- Partial Occupancy Permitted
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● Public Entity Capacity to $50,000,000 per
building and $250,000,000 per schedule
- School Districts and Municipalities
- Admitted, Commercial Output
Form Available
- Numerous Ancillary Coverages added
for no additional charge
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| Ineligible Classes |
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● Restaurants
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● Apartments (frame or JM construction)
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● Heavy Manufacturing
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● Warehouses/Distribution Centers
(more than 150,000 sq. ft.)
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| Excess Property |
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● $15,000,000 capacity
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● $2,500,000 minimum primary policy limit
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● $5,000 minimum premium
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● All property classes are eligible including
frame and JM apartment risks
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● Available in coastal states (including
windstorm coverage)
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| Inland Marine |
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● Builder's Risk Capacity to $10,000,000
per building
- New construction projects for commercial
and residential
- Midterm construction considered
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● Building Renovation Capacity to
$20,000,000
- Commercial and residential structures
- All Risk with Replacement Cost available
- Partial Occupancy Permitted
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| Features / Benefits |
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● Prompt quotes
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● Same day binder confirmation
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● Timely issuance of policies and endorsements
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● Competitive rates & commissions
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● Experienced, service-oriented underwriters
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● Comprehensive coverage
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● Short-term policies available
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● Easy renewal process
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| * Non-admitted available in those states without admitted filings |
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| © 2008 Diamond State Insurance Company® All rights reserved. |
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