OUR FOCUS
Provide specialty general liability coverages to medium and higher hazard industry groups such as those listed below:
- Manufacturing & Processing
- Distributors and Dealers
- Premises
- Contractors
- Special Events (GL only)
TARGET GENERAL LIABILITY CLASSES
- Manufacturing and Processing
- Electrical Parts and Machines
- Foundries and Machine Shops
- Meat, Fish, Poultry and Seafood
- Concrete Products
- Distributors and Dealers
- Machinery or Equipment
- Building Material Dealers
- Food & Beverage
- Premises
- Vacant Buildings
- Apartment Buildings & Dwellings (LRO)
- Building Owners
- Restaurants/Taverns/Clubs
- Contractors
- OCPs
- Commercial
- Residential
- Cable
- Carpentry – Interior
- Electrical
- HVAC
- Landscapers/Lawn Care
- Painting/Plastering
- Telephone and Cable Work
- Special Events (GL Only)
INELIGIBLE CLASSES
- Aircraft and Airports
- Amusement Parks
- Blasting and Demolition
- Logging
- Oil/Gas
- Quarrying and Mining
- Railroads
- Tobacco, et al.
UMBRELLA/EXCESS
- Supported Business Only
- Limits up to $5,000,000
- First Layer Excess of Primary
- $1,000,000 Minimum Underlying Limits:
- General Liability
- Professional Liability
- Liquor Liability
- Automobile Liability
- $500,000 Minimum Underlying Limits:
- Claims Made Form Available
FEATURES/BENEFITS
- GL Hazard Grades 5-9
- Limits up to $2,000,000
- Minimum Premium $10,000
- Liquor Liability (Supported)
- Stop Gap Liability (Supported)
- Deductibles and SIRS
- Claims Made Form Available
DIAMOND STATE GROUP OFFERS
- Localized underwriting expertise
- Dedication to the wholesale producer
- Responsive, service-oriented claims personnel
- All policies written on A.M. Best "A" XI rated paper
* Non-admitted available in those states without admitted filings