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| General Liability / Umbrella & Excess Third Party Liability |
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| Available in D.C. and all U.S. states* |
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| GENERAL LIABILITY |
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| Typical Classes |
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● Manufacturing & Processing
- Electrical Parts & Machines
- Foundries & Machine Shops
- Meat, Fish, Poultry & Seafood
- Concrete Products Manufacturing
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● Distributors & Dealers
- Machinery or Equipment
- Building Material Dealers
- Food & Beverage
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● Premises
- Vacant Buildings
- Apartment Buildings & Dwellings (LRO)
- Building Owners
- Restaurants / Taverns / Clubs
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● Contractors
- OCPs
- Commercial
- Residential
● Cable
● Carpentry – Interior
● Electrical
● Landscapers/Lawn care
● Masonry
● Painting/Plastering
● Plumbing & HVAC
● Telephone & Cable TV
● Tile, Stone, Terrazzo Work
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● Special Events (GL only)
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| Ineligible Classes |
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● Aircraft & Airports
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● Amusement Parks
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● Blasting & Demolition
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● Logging
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● Oil/Gas
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● Quarrying & Mining
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● Railroads
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● Tobacco, et al.
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| Features / Benefits |
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● GL Hazard Grades 5-9
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● Limits up to $2,000,000
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● Minimum Premium $10,000
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● Liquor Liability (Supported)
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● Hired & Non-Owned Auto (Supported)
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● Stop Gap Liability (Supported)
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● Deductibles and SIRS
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● Claims Made Form Available
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| UMBRELLA/EXCESS |
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● Supported business only
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● Limits up to $5,000,000
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● First layer excess of primary
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● $1,000,000 minimum underlying limits:
- General Liability
- Professional Liability
- Liquor Liability
- Automobile Liability
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● $500,000 minimum underlying limits:
- Employers Liability
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● Claims Made Form available
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| * Non-admitted available in those states without admitted filings |
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| © 2008 Diamond State Insurance Company® All rights reserved. |
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