Diamond State Group

The Allied Healthcare policy covers a broad range of professional errors and omissions and general liability exposures. Allied healthcare facilities are those businesses that provide medical services directly to a patient or client and are ancillary to physician and hospital care.

● Home Healthcare/Temporary Staffing

● Hospices

● Diagnostic Medical Testing

● MRI Centers

● Dialysis Centers

● Drug & Alcohol Rehabilitation

● Outpatient Rehabilitation Therapy
– PTs, OTs, Speech & Hearing

● Mental Health Outpatient Counseling

Our target market is small to mid-size accounts with revenues between $1M and $50M; however, larger risks will be considered.

Coverages Available

● Monoline or Package
– Professional Liability

●  With Supporting Professional
    –  General Liability
    –  Property
         ●  Replacement Cost & Special Form
    –  Inland Marine
    –  Crime

Features / Benefits

● Maximum Limits up to $10,000,000 /
$10,000,000

● Coverage for Volunteers and Medical Directors

● Monoline Professional Liability or Combined
Professional Liability and General Liability

● Occurrence or Claims Made Form

● No Deductible or Deductible Options Starting
as Low as $1,000

● Sexual / Physical Abuse Sublimit Options up
to $1,000,000 / $1,000,000

●  Employers’ Non-Owned Auto/Hired Auto Liability
    coverage may be endorsed to the General
    Liability coverage part

● Defense Costs are in Addition to Policy Limits

Excluded Exposures

Excluded exposures include: psychiatric facilities, emergency shelters, sheltered workshops, overnight care of minors, nursing homes or assisted living facilities, clinics, medical testing that includes invasive procedures, radiation therapy, cytology or genetic testing and community based social service agencies.

* Non-admitted available in those states without admitted filings

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