OUR FOCUS
This product provides coverage for a wide range of facilities that provide medical services directly to a patient or client and are ancillary to physician and hospital care, such as:
- Diagnostic Medical Testing
- Dialysis Centers
- Drug & Alcohol Rehabilitation Therapy
- Home Healthcare/Temporary Staffing
- Home Medical Equipment
- Hospices
- Imaging Centers
- Mental Health Outpatient Counseling
- Outpatient Rehabilitation Therapy—PTs, OTs, Speech & Hearing
COVERAGES AVAILABLE
- Monoline or Package
- With Supporting Professional
- General Liability
- Property—Replacement Cost and Special Form
- Inland Marine
- Crime
- Sexual/Physical Abuse sublimit options up to $1,000,000/$1,000,000
- Employers' Hired/Non-Owned Auto Liability coverage may be endorsed to the General Liability coverage part
- Employee Benefits Liability
INELIGIBLE RISKS
- Psychiatric Facilities
- Emergency Shelters
- Sheltered Workshops
- Overnight Care of Minors
- Nursing Homes or Assisted Living Facilities
- Clinics
- Medical Testing that includes Invasive Procedures
- Radiation Therapy
- Cytology or Genetic Testing
- Community Based Social Service Agencies
PRODUCT FEATURES
- Maximum Limits up to $5,000,000 /$5,000,000
- Coverage for volunteers and medical directors
- Occurrence or Claims Made form
- No deductible or deductible options starting as low as $1,000
- Stop Gap
- Defense Costs in addition to policy limits
DIAMOND STATE GROUP OFFERS
- Localized underwriting expertise
- Dedication to the wholesale producer
- Responsive, service-oriented claims personnel
- All policies written on A.M. Best "A" XI rated paper
* Non-admitted available in those states without admitted filings